No, the real problem is creators/stewards in technology (e.g. most of the people here) are dumb and oblivious enough to sign on to the idea that "average joe, who must use a baseline of our particular mix of technologies to merely get by in this world, is fully and completely consenting to the entire range of whatever those huge companies dictate because a wall of text flashed by them when they turned the thing on."

This notion is UTTER B.S. and needs to die quickly, and it is wholly unfair to put this on the users and not the creators and big companies.

(Yes, I am lawyer, and it is absolutely immoral to abuse our notions of contract law in this fashion. Gives the whole system a very bad name.)

I think that is a little unfair. The tech companies still do some stuff that provides value to people and usually for free. Additionally, grandma isn't going to be rooting phones and installing toolchains and managing their own hardware and OS. Making tech trivial to use and "just work" at scale is hard. Doing it all for free is even harder.