I wondered about this in regards to Crypto and NFT's in the digital wallet space. It seems like Metamask with a ledger wallet is stadard, but I have a theory that if you're not sophisticated and you get into Crypto/NFT's, it may be safer to just use Coinbase Wallet, as it is less popular target than matamask and you're able to leverage Coinbase's ongoing security updates. and if you're not sophisticated, you're just as likely to lose your stuff via user error with a hard wallet set up.
Just don't click on giveaways and never enter your secret code