Apple announcement of neural hashing: 5.8.2021.
Generic algorithm to generate a different matching image: 8.8.2021.
one script was already released 10 days ago here https://gist.github.com/unrealwill/c480371c3a4bf3abb29856c29...
If someone with even more motivation and the means to put those images onto your device via social engineering, exploits or maybe even features and you become the target of a criminal investigation in any jurisdiction you just happen to be at the moment, this makes the algorithm harmful.
Apple can (and will) run a second algorithm server side to filter out further false positives.
> If someone with even more motivation and the means to put those images onto your device via social engineering, exploits or maybe even features
Such an attacker could just plant CSAM directly. The hash collision has no bearing on it. If, however, it is hash collision you're worried about, they'd be caught during the manual review.