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This problem is almost solved by UPI payment service in India. All payments need manual approval. Credit/Debit card not required to be added here. Apple was forced to add UPI payment because that’s what people use here. I will trade the payment safety anytime over whatever convenience credit cards offer for auto debit recurring transactions.

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Interesting. How do you manual approve App Store charges?

If the store uses upi , your bank app pops you up with a notification and the transaction only goes through if you click yes , It also auto generates an invoice for you to download while youre at it (depends on the bank tho)

Every purchase incurred on a credit card will only go through if you approve it via a call or text message sent when the purchase is incurred.

Now, I’m not actually sure this works for the Apple case because I believe Apple bundles all your purchases and charges your credit card once a day or once a month?

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