I wasn't aware of that mode. Is there a way of figuring out if your card has NFC (EMV Mode), or is just blasting out the CC number/expiration date when powered up via induction?
Note that the CC number / expiration date are not used for contactless payment, and should not be enough to make a payment online.
Almost all NFC you find these days is going to be a form of EMV and is encrypted.
There was a form of contactless magstripe (MSD) that was not encrypted and has been phased out of usage as of like, late 2019 via card update bulletins.