Why would adding an identity check or additional process harm poor people the most?
It may harm the rich the most, in my opinion, since retailers wouldn’t as easily be able to trick you into a new credit card as part of the checkout process.
It may harm the rich the most, in my opinion, since retailers wouldn’t as easily be able to trick you into a new credit card as part of the checkout process.
Poor people are more often in less stable living situations and it's easier to lose track of documentation. Not to mention unhoused people who don't have a safe place to keep track of things either and often don't have up to date identification in the first place. Also, with less access to the internet to do things remotely it's more common to need to take time off work to go to a physical branch which may be very far away, requiring taking multiple busses just to prove their identity.
Of course adding more security is important, but it has tradeoffs like this that harm the poor that need to be considered.