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> but are YOU paying for it. If not - someone else is the revenue source

even if you are paying for it, it's quite possible that they also have other revenue sources that conflict with your interests.

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Exactly, this heuristic doesn't work all (or even most?) of the times. A more accurate approach is to rely on the terms you agree to when you buy/use software (if you don't want to read them, then you can depend on faulty shortcuts instead).

> if you don't want to read them, then you can depend on faulty shortcuts instead

Or refuse to use software that requires you to agree to long and confusing terms and conditions.

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