Cryptocurrency is more likely to become a powerful tool to the rich and powerful with even less accountability than there is now than it is to become an incredible boon to the "average person." There's a difference between distributed and decentralized. Money and power can buy a lot of the distribution.

And what, exactly, do you think you're fighting?

Inflation or inflationary policies? Places to park money that are better than bits or gold have existed for a long time.

Surveillance? An indelible ledger has its downsides here.

Technology is more often a magnifier of existing human dynamics rather than a qualitative change. Especially one that seeks to replace existing tech. If you think it's going to produce a fundamental change, why is this different?