Take the FileVault recovery key, for example.
For something so crucial like file encryption, not only do they offer you a quick solution but a practical and more "human usable" one; they offer to store it for you.
And then they go the extra mile with those security questions! http://static.arstechnica.net/2011/07/04/lion/file-vault-app...
Remember how typical security questions are "What was your mother's maiden name" or name of your pet? Typically those questions are considerably very unsafe since they are very easy to find out in an innocent conversation.
Compare that to questions like childhood phone number, first teacher in school etc. - they are considerably "safer".