"I also know what to expect from a respiratory virus, because I've had those a number of times."
No one whom I know who has had COVID describes it like any normal respiratory virus, and it attacks multiple systems. I'm terrified of brain damage, and before-and-after MRIs shows brain damage in >10% of people who contract COVID19.
"If I get covid, darn that sucks but people get sick and that's life"
And if you kill a loved one by sharing COVID19? Or give them brain fog? That's not something I could live with.
The deeper argument, though, is about herd immunity. If we don't stop the spread, really bad things happen.
I'll mention: Do you use proper masks? N95 and proper nanofiber masks are widely available, and appear to do more to stop the spread than the vaccine. They're also risk-free.