I honestly don't think that last example is ridiculous. I would be disappointed that I didn't get my $10k for whatever reason but I wouldn't think myself punished or be angry at someone who got their $10k. It's basically how I feel about student loan forgiveness. I paid back my loans but I still want that debt to be forgiven for everyone else. I have no expectation that because I paid my loans I deserve some cash reward because of it.

The reason to forgive any kind of debt is because the economic benefit of doing so it better than the alternative. Not because it's a reward for people who deserve it.