The notion that most of our experience is projection is really fascinating to me. Or rather it's projection combined with inputs at various levels of abstraction, and our attention is diverted to where these two differ. A lot of empirical evidence suggests this is the case. A deep dive in psychotherapy can help one to see this up close. The notion that it applies to visual input seems crazy, but you can also do fun experiments with the "blind spot" in your vision that are pretty convincing.
So I think the mind is pretty good at making us think it simulates all the particles and light and physics.
Meaning no solid base physic model.
Whooohaaa! Where do you think that the mechanisms that allow us to build atomic clocks and telescopes and quantum computer come from if not from the human mind?! Are angels doing it for us?
Given the assumptions, we need to count in the fundamental limits on computation. https://en.wikipedia.org/wiki/Limits_of_computation
It's safe to deduce our brain can't simulate the universe, but only a "less powerful" description/representation of it. Otherwise the assumptions are inconsistent, and a paradox arises.
Obviously, since we don't know how the brain nor the universe work... It's all speculation