Living in Germany here. Many traditional banks charge a monthly fee of 10 euros for maintaining the bank account.

Additionally, my parents wanted to send me some money from another country and the cheapest fee they could find was $10.5 (Wise) most other options were from $30 to $100. This was for transferring roughly $2000.

I can agree that for a simple in country tx I've not had to pay living in Germany, that is largely because of smaller banks challenging and whittling down fees.