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... no experience in the current system, that is. This proposal would change that system dramatically.

Upending congress might be tumultuous, but compared to bankrupting the nation it still counts as the lesser of two evils.

That's the kind of revolution we're supposed to have when the government becomes corrupt. Also, it wouldn't be all at once; term overlaps ensure that there would be continuity.

Terms overlap only in the Senate; the entire House stands for re-election every two years.

Right and then one party looks to create a situation where the other party has more people who will be ineligible.

In a house election the incumbent almost always wins. Everything is skewed towards their favor, and lets not forget modern gerrymandering, which essentially predetermines most congressional seats.

At least then they would be playing chicken with their own re-elections not the US and World economy by proxy of the debt ceiling.