Thanks for the thoughtful comment. I agree with you that we are not there yet, but that disconnect will eventually be bridged.
What we are lacking is a bridge between traditional finance and crypto that goes beyond what crypto exchanges offer.
I think it will take time before we get there because we need for institutions and businesses to start adopting it, but this has not been happening for a decade.
Ethereum is just 7 years old, and its in its infancy. I think we will need a couple of more speculative cycles before we end up with something useful.