It's not murder to bully someone but it can shorten their life.

There are legal ways to get around it. The viager system is a plot device in this short story by Guy de Maupassant: https://americanliterature.com/author/guy-de-maupassant/shor...

So then the brokers are the serial killers like with life insurance agents, because the surviving spouse always gets convicted!

actually, because they always get convicted I don't have any proof that the brokers are serial killers

I just dont have any faith in how district attorneys and prosecutors work anymore