It's not murder to bully someone but it can shorten their life.

So then the brokers are the serial killers like with life insurance agents, because the surviving spouse always gets convicted!

actually, because they always get convicted I don't have any proof that the brokers are serial killers

I just dont have any faith in how district attorneys and prosecutors work anymore

There are legal ways to get around it. The viager system is a plot device in this short story by Guy de Maupassant: https://americanliterature.com/author/guy-de-maupassant/shor...