My general take is that it's not worth it. Professional traders will beat you to it, and you're looking at maybe a 1% drop.

* If it goes up, you lose money.

* If it goes down, and you have $100k invested, you make $1k.

$1k is 3 hours consulting time for a SWE. It seems easier to find consulting gigs and consult for 3 hours than to play the market.

Unless I have specialized knowledge on a particular industry beyond what pros do, I'm index funds, all the way. Those annual gains are helpful. Micromanagement pays less than a typical salary, or investing in up-skilling.