> Plaid.
Sorry, you touched a nerve. They seriously think it’s a good idea to type your bank password into an app that is not your bank. That is the best we can do right now for making payments. Or credit cards with only 3% transaction fee. Coinbase asks you to do this. Coinbase.
I’ve done some work on the Trezor code base. Once you see how much care this completely volunteer BIP process has put into security, consumer bank security becomes enraging.
My bet is that very little will change. The fed is the banks.