I'm pretty sure that "eval is a bad idea" was mentioned in the "thought terminating cliches" topic on Ask HN a few days ago :)
In bash, `eval` is a footgun like any other. You can use it, but you just need to be aware of where your toes are when it shoots.
It's usually a "bad idea" in the sense that if you think you need to use it, you probably don't, and 90% of the time, there is an easier way to accomplish what you want to do. The next 5% of the time, using `eval` might be easier but will also create maintenance debt with its overgeneralization. And the final 5% of the time might be actual legit use cases for `eval`.
I just grepped my codebase for `eval` and I almost never use it. One example of the "overgeneralized" 5% might be when I realized I could use `eval` to set "variable variables" (i.e. the name of the variable is itself a variable, taken from a function argument). It was cool, but I ended up deleting it in favor of a more concrete solution.
Personally, if I'm hesitating to use `eval`, it's usually not for any security reasons. In general, my bash scripts only exist in dev machines and CI runners, and I don't copy them into the application containers that are exposed to a live runtime environment with untrusted users. So for CI/dev scripts, I can safely assume the code will only run in CI/dev, and therefore I can trust arbitrary user input (which I can of course still validate).