... yes? Faster Payments for my GBP balances and Prompt Pay for my THB ones tend to take a few seconds and be free?

Added bonus: both will confirm the recipient name, and if I truly, actually fuck up the payment, I can get the money back again rather than it disappearing into the ether.

Finally: the money I have transferred is now available to actually spend on things straight away, without needing to then reconvert it to real people money with a sizeable cost.