That is not the scenario I'm outlining.
I am outlining a hypothetical scenario where the authorities choose to look through my phone for ${UNRELATED_REASON}, and the presence of Signal's hypothetical exploit files would cause their digital forensics software to crash. In this hypothetical scenario, that crash in and of itself could then be taken as a reason to charge me. I don't believe "the app software maker selected my phone at random to have those files on it!" would help me out in that situation; that's the sort of nuance that tends to get completely lost.
The opt-out option would help me because, having opted out in advance, the hypothetical exploit files would not be on my phone.
I do agree that this is a slightly far-fetched scenario. However, I am very confused how HN can generally be of the opinion that having unwanted malware on your phone is a good thing, even if Signal put it there.