There’s nothing “tilted” for life when you struggle to make ends meet while paying sky-high rent and having no prospects of ever owning your home.
It's only fair. Once you get old, the young and healthy will pay for your hospital stay, too, through the insurance mix.
But we could also just let you die because you can't pay the treatment.
You'll have to decide, there's no free cake in the end.
Everybody will also pay for all the infrastructure you might be using and the others not.
So it's just lame to frame it like that's the only thing.
There's a nationwide pension fund, unemployment "insurance", long-term care insurance and what not. All of this is cross-financed in a mix by everybody who's paying into it.
Also: Lots of people switch from private health insurance back to public health insurance once they get old, because then costs are rising. A welfare state also supports those who have "suddenly" become poor so they had to make that switch... ;-)