Subprime mortgage rates are nearly double for black and hispanic households: http://www.epi.org/economic_snapshots/entry/webfeatures_snap...
Black males are 10 times more likely to be incarcerated for drug offences than whites: http://www.hrw.org/sites/default/files/reports/us0309web_1.p...
Black sounding names are less likely to get a callback, despite identical resumes: http://www.cbsnews.com/stories/2003/09/29/national/main57568...
This is not an issue that is solved by a single election, or by making it sound like a "moral" failure on the part of blacks or whites. It is complex, systemic, and we all have our internal biases that are difficult to recognize, let alone root out.