On another hand, it provides a strong incentive for Clubhouse to ban such bad actors asap without even a second thought, because Cluhbhouse doesn't make a single dime off them due to not taking a cut from payments.
No conflict of interest and no perverse incentives. Which is in stark contrast to some perverse incentives other popular platforms have, e.g., Twitter and FB being lenient on botting and fake profiles because it drives their usage metrics up (which is the main bread and butter of those two social networks).