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Comment by minimaxir | Hacker News Reader

This provides a very strong incentive for bad actors on Clubhouse to create rooms to ask for money under false/scammy pretenses, and Clubhouse has an unclear moderation policy for that.

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On another hand, it provides a strong incentive for Clubhouse to ban such bad actors asap without even a second thought, because Cluhbhouse doesn't make a single dime off them due to not taking a cut from payments.

No conflict of interest and no perverse incentives. Which is in stark contrast to some perverse incentives other popular platforms have, e.g., Twitter and FB being lenient on botting and fake profiles because it drives their usage metrics up (which is the main bread and butter of those two social networks).

You can't really ban "them," because you cannot objectively and factually verify they are bad actors. Check out how many startup pitch groups there are on Clubhouse. Some of those folks are actual investors, and some are just social media publicity stunt gurus. But both can sound equally good. Snake oil salesmen are going make a killing on Clubhouse.

Every content platform has a slew of top earners who are effectively bad actors. But they're profitable so they get to stay.

Diet supplements, vitamins, and other garbage on Youtube.

xQc on Twitch.

Every. Single. One.

How is xQc a bad actor? He just memes with his chat.

Are you trolling? He's been banned over a dozen times from twitch, OWL, GTA5 RP, for a reason. His chat spills over to other streamers, harasses them on Twitter and Instagram, and spreads misogynistic (whore, slut, etc.), and homophobic, filth.

The last incident? Yesterday [1].

[1]: https://www.reddit.com/r/LivestreamFail/search/?q=xqc&sort=t...

xQc is just an edgy entertainer with a short fuse. I wouldn't class him as a bad actor because I don't think he intentionally tries to ruin things.

Twitch chat is also a completely different beast that no one controls.

Not only is he not managing his fanbase, he is actively encouraging stream hopping. Moreover when he was banned from nopixel yesterday, server got ddosed into the ground afterwards ruining other people's streams.

Well that's kind of the big difference - such a bad actor is profitable for Youtube or Twitch (since they earn from the "safe" money stream of ads and engagement and are not in the risky money stream of payments for the shady goods/services), but loss-making if you're a payment intermediary without any direct revenue from their fraudulent schemes like Clubhouse intends to be.

Moderation nothing, the chargeback rate on these transactions is going to be so high the whole service can’t last long.

True, although it is not exclusive to Clubhouse. These actors are everywhere on the internet: newsletters, videos, tweets ... This just gives them an easy option to take money directly, instead of first funneling those funds through other products.

You mean bad.

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