> You might just be an edge case.
Yeah, aka the assumption is fucked. This dude cranks out shit on his blog as if it’s based on some objective stuff but realistically it’s a bunch of evidence based on his lifestyle.
> It's not just the cost of a new car. It's also the time and energy lost to the commute, the increased risk of a serious accident, the opportunity cost of all that time spent in traffic.
That’s the flaw again. “Time and energy” is not lost in a commute unless you waste it. If you are a competent SWE, you should be able to spend that time thinking about architecture, design plans, algorithms, data flows, UX, and on and on. Not to mention you can keep up on industry podcasts, industry news, and a bunch of other audio only shit.
BTW, “increased risk of a serious accident” is yet another misunderstanding of a stat. “Deaths per million miles” in the US is a general stat averaged across commuters, drunk drivers, poor driving conditions, old cars, and bad roads.
I’d posit that my chance of death putting along on the 101 at 20-30 mph during rush hour in a car with modern safety features for an entire year was lower than on a single night on a two lane road up in Sonoma on the weekend.
All driving is not equal, and that’s just one of the many mistakes the money mustache blog makes. I’m all for promoting objective analysis of costs, but it needs to be done on a case-by-case basis. Trying to make general financial advice based on averages is as much folly as trying to make a shirt that fits everyone by sizing it to the average.