> You can use Tidal lossless for streaming things.
I have a Focal Clear, Schiit Lyr 3, Schiit Bifrost 2 and I can not tell the difference between Tidal and Apple Music. There are tests online which people regularly post on Head-Fi and Reddit which also shows that almost all people can't distinguish lossless from high quality lossy encodes.
> or rip CDs yourself. This will give you the best quality
No it won't.
As Apple describes in their guide for Apple Music they have, "dynamic range that’s superior to red book CD audio" because they transcode from the high-bit masters.