Yes I actually agree with you. I should have provided better context: 9-5 meaning that people here are mostly content with what they have. They aren't out and about in the city looking to build new ventures, take risks on big, unproven ideas, etc.
It sucks that you're in a place where nobody shares your motivation, but you still need to eat.
Is it really like that in SF? I've never lived there, only visited; and almost got mugged at a gas station.
The description reads like a fairytale or wishful thinking. I hope I'm wrong, though, because that would be amazing.