I wonder if Netflix will ever move in this space: they already have a backend and audience, and could vet creators before accepting them on the platform, just another kind of Original Content except it costs less to produce.
But vetting creators doesn't address the fundamental issue causing the creator's temporary shutdown: security heuristics used to flag unauthorized/compromised access is very hard
Similar examples I've personally experienced across other domains:
- Citi credit-card blocks my card when I was on vacation in Canada and tried to buy shoes from the store.
- Chase Bank locks all my online accounts from any logins when I try to transfer $20 to a friend's bank account. The only way to unlock it was to drive to a physical branch and present 2 forms of ID. Even after the bank employee unlocked the account, the effect wasn't immediate and was still locked for several hours. I then retried the exact same $20 bank transfer and it worked.
- Rackspace hosted email service locks out my coworker's email account (that's on my paid plan) because of suspicious activity. It turns out her laptop had a hidden virus that compromised her email account and was sending out spam.
Other than the Rackspace example, the false-positives are inevitable because no heuristic to detect unusual behavior is perfect. Netflix would also have the same false-positives and lock/shutdown creators channels which triggers similar headlines: "Netflix shutdown my channel..."
To point back to your idea, I was already vetted by my bank with physical forms of ID when I there to sign papers and open the account -- and yet they still locked me out years later for suspicious activity. You see how vetting doesn't really solve this Youtuber's problem?
I also stopped commenting on Youtube altogether because their algorithms tend to block so many comments.
I have gone through a couple of identity verification gymnastics over the past year for various things. While not absolutely necessary, gaining a degree of confidence that someone is who they say they are is certainly more difficult over the phone than in person.
With my Irish bank, I have to tell them when I plan to use the card abroad otherwise they'll block it. It takes about 30 second through an online form. Since I've had cards skimmed multiple times while traveling I think this is a reasonable precaution, however, they didn't make it very obvious and the first time I found out about it was in Bali airport trying to withdraw money to pay for my visa.
I've come to the conclusion that, when traveling especially internationally, you have to plan for one or more of your money sources not working and having backups. In some respects it's actually easier than it used to be but the failure modes are different.