> What was completely analog and free-form is now binned, discrete, and made more complex.

This sentence makes zero sense. Limiting choices inherently makes things LESS complex. That's why we use frameworks for decision making and risk assessment, rather than just doing everything "analog and free form"; it's the same reason we do "structured training" for complex and difficult tasks, rather than just let people try to figure them out. It's just a completely wrong and backwards statement.