I think there's also a fair question of "ownership of damages" here - cities get sold water treatment management systems and want them online as cheaply as possible - city councils end up owning the mistakes in misconfiguration but companies selling the systems are incentivized to make those default bad configurations possible - even while, in bold lettering, mentioning that you should not use the default authentication.
Cell towers are a really integral part of carrier's business - I'm not certain whether most are owned by providers or other companies, but either way the folks that put the tower up owe the customer (be it a phone user, a phone provider or some subcontactor of the provider) an explanation and pay the costs of bad configuration... I'd also assume that making sure these towers stay up is someone's fulltime job (likely multiple people) - while there won't be an employee constantly monitoring city water systems since it would take so little of a single person's time.