What a very convenient point of view for the people above the law. I hope they're passing some of their gains on to you.
However:
1) It's still not too late to go after those people. Some NY DA should make his career on this.
2) The biggest financial crime ever has been the years of unmitigated QE which has consistently taken money from the income-earning class and handed it to the wealthy asset holding class. This is a bigger travesty than all other financial crimes. Not clear what to do about it, there is nobody you can vote for who thinks it should end.