Disclaimer: I am not a physicist.
When a neutron decays it makes two charged particles. But inside a neutron star those two charged particles (proton and electron) have no room to separate, instead, because they attract each other they immediately recombine.
Normally they can not recombine because of the energy gap - they need some extra energy to become a neutron (which is why hydrogen, which is also a proton and an electron doesn't just turn into a neutron).
But inside a neutron star that energy is not lost, instead it's transfered to some other set of protons and electrons, giving them the energy they need to become neutrons.
One the one hand, the neutrons are stable and not decomposing into protons, electrons, etc. by the extreme gravity. At a previous point in the star's lifecycle, it was comprised of normal atoms which contain electrons, protons, and neutrons. In atoms under typical conditions, there is a force which keeps the electrons from falling into the nucleus. Later in the star's life, as the star ran out of fuel, gravity overcame the force that normally keeps electrons from falling into the nucleus and so the protons and electrons fused to become neutrons. Hence, a neutron star.
If one were to release the gravitational pressure, the neutrons would become unstable and you'd get the decay back to protons, electrons, and the radiation that's mentioned. It would be a huge release of energy, as the article states.
The degeneracy pressure is the other force at play. It's what keeps the neutrons from collapsing onto one another and becoming a black hole. I think it's essentially the Pauli exclusion principle, but I could be wrong there.
So, the degeneracy pressure keeps them separated as individual neutrons, but gravity is what is stabilizing the neutrons themselves as neutrons.
If the star were large enough, gravity would overcome even the degeneracy pressure, resulting in a black hole.
At least, I think that's how it works.
Edit: Wikipedia isn't very helpful, I may just be too dumb to understand this paragraph:
"When bound inside of a nucleus, the instability of a single neutron to beta decay is balanced against the instability that would be acquired by the nucleus as a whole if an additional proton were to participate in repulsive interactions with the other protons that are already present in the nucleus. As such, although free neutrons are unstable, bound neutrons are not necessarily so. The same reasoning explains why protons, which are stable in empty space, may transform into neutrons when bound inside of a nucleus."
As an analogy, when you're hot (say temperature t1) you take your jacket off. However, if you are in a really cramped room with a lot of other people, you'll need to become a lot warmer (say temperature t2) to go through the hassle of removing your jacket and elbowing your neighbour in the eye. If the room is air-conditioned so that you only ever get to temperature t1.5 (where t1 < t1.5 < t2), you'll not take your jacket off, even though you would if you were in a free state.
Does that help?
As far as what critical line is crossed, I can't really say. In fact, I'm not even sure if QCD / Electroweak Theory are yet able to calculate that.