I live on a beach in my 30s with relatively meager income compared to other people on HN and I constantly meet expats aged 60+ who live at the beach, happy to finally retire after 40+ years of grueling work so they can finally live at the beach.

I'm glad I snapped out of the delusion that you need to waste your youth working so that you can finally enjoy life when you're old and have trouble getting a boner.

We have a cultural problem where we don't use money to buy time. We instead use money to buy everything else. You're usually looked down on for making the time trade, like some sort of deadbeat who doesn't want to work hard. We make day to day decisions as if we were immortal.