"Eschew flamebait. Don't introduce flamewar topics unless you have something genuinely new to say. Avoid unrelated controversies and generic tangents."

https://news.ycombinator.com/newsguidelines.html

We've had to warn you about this kind of thing before, especially the nationalistic aspect. Please don't post flamebait and especially please don't take HN threads into entirely off-topic, entirely generic classic flamewar topics. That path leads to the hell we're trying to avoid here.

Because we _let_ people choose cheap plans, and don't use federal taxation to shift the costs to the wealthy. And we tie health insurance to employment, so all those fringe benefits you were unaware of suddenly cost real money when you start your own biz.

If OP had been required to carry a stronger insurance policy, their runway would have been even shorter. And if the tax regime gifted Americans universal health care, it would likely mean OP would have a smaller savings, if any at all.

Perhaps it's a testament to how healthy the jobs market is in SV that 'I'll just get a job' as a fall back plan if you run out of cash is plausible.