> One of the best tax deductions we get is the one on mortgage interest.

Not anymore. The rise in the standard deduction combined with caps on SALT deductions has drastically curbed the value of mortgage tax deductions. As a result, the number of people in the bottom 90% of income who itemize their taxes has fallen precipitously.

https://taxfoundation.org/standard-deduction-itemized-deduct...

This is a good thing, because SALT and mortgage interest deductions were horrible, regressive policies.