I would gladly give up say 10% of my lifetime earnings for all sorts of things, but I wouldn't trade 4.5 years of my healthy adult life for anything.
But you probably do, just not on purpose. It's smaller decisions that you don't realize involve trading 'healthy adult life' for money/convenience/pleasure/release. And of course, the work hours you put in are very directly trading healthy adult life for money.
Opportunity cost is not something that we, as humans, are particularly good at. It is of course possible that you are exceptional, in which case you can assume I'm speaking from my own fallible experience of existence.
The larger point I intended was that for most people (especially handsomely-paid professionals like software devs) time is a more constrained resource than money.
Lastly, time lost all at once is worse than time loss incrementally, i.e. if I could serve my 4.5 year sentence 40 hours a week, that doesn't sound so bad, or that unfamiliar... ;)
While I'd be willing to do my current job for X, if you wanted to double my hours, you'd need to pay me than 2X.