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Comment by duskwuff | Hacker News Reader

Your Terms of Service don't appear to currently restrict what sorts of digital products can be sold through your site.

Does your credit card processor permit sales of adult content, and are you comfortable with that being sold through your site? If not, you may want to clarify that.

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Good call. Will queue up a task to revisit this.

I don't have digital content to sell, so I have no stake here whatsoever, but this response seems concerning. I have no problem with startups building a functional prototype without getting an army of lawyers involved. But you should then have a good gut sense that you're doing something that's pretty safe. This business model, as broad as it's positioned, clearly isn't. How can that ever be so much of an afterthought as here demonstrated? Does that also mean that the pricing is based on not factoring in the risk (penalties, legal costs) of selling copyrighted or restricted materials? Does it factor in the moderation that needs to happen?

Isn't that largely a factor of where in the world this is operating from?

Honestly, the credit card processor is going to be the real limiting factor. They obviously won't permit anything illegal, but there are also going to be whole categories of legal-but-risky services that they won't allow either. If I'm correct in understanding that OP is using Stripe, they've got a whole page of things they won't deal with:

https://stripe.com/restricted-businesses

How do you determine if people are selling something they truly own or not? How will you even manage this overhead given your thin margin.

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