You missed the "Do you take a lot of pictures with your phone?" If the answer is yes, you won't get to the mini.
Low light is great, but resolution or color accuracy just isn’t that big of a selling point. And the Mini can have 256 GB of memory so that’s plenty of photos.
Optical zoom is a big deal, though. If modern cellphones will take the same direction as the 12 Max, entry-level cameras will have no reason to exist, as they have tiny sensors anyway. I suppose that they have a small/shrinking market share already, but disappearing entirely is another level.