I'd like to see this tested in court. You can't enter into a contract without knowing you're entering into a contract. Opt-out vs opt-in is a big red flag.
Totally agree. Plus most purchases in the physical are returnable, even after some use. There's no way to argue that it's technically infeasible to "return" digital points or whatever. That's just apple and devs just being dicks saying "sorry we have your money now and there's nothing we can do..."