People have said a lot to you already, and your only response has been "big words, what about average citizen, don't understand."

I think it's time to just say it, Ethereum is not for you and is never going to be, you seem to have an agenda in thinking it's a useless waste of time.

Ethereum is a decentralized commerce and application network. And no, you simply cannot do that with anything else but cryptocurrency. It has hefty aspirations to remove currency control from government entities and banks, but its unlikely that will ever happen.