First off, the government doesn't give a rat's ass about you. You are not even a number on a list. You are a number in a number. You are incredibly obscure and tiny; you are the molecule to their galaxy. So are they monitoring you in the 1984 sense? No. You are not the type of person the government cares about monitoring. You are not a special and unique snowflake. Get it through your heads. Nobody cares that you have a realdoll or a foot fetish. Nobody cares that you actually like the Backstreet Boys. In fact, nobody cares that you are radically anti-government...but even if you are, use Tor!! It's that easy.
Secondly, what people don't seem to realize that the internet isn't some place where you get stuff for free. You ask for things and generally get them, but you exchange information in order to do so. People want to have their cake and eat it too. If you want complete privacy, unplug your computer and don't use a cell phone. You don't have to be a government agent to tap into a radio frequency or sniff TCP traffic. Anybody can do this! If you really cared about communicating anonymously, you'd use SSL and Tor for everything. Nobody can decrypt SSL, and if you use Tor, it's very difficult to tell where a specific piece of information came from.
I don't get why people have this idea in their heads that everything they do online is or should be private. This is a public network. Use at your own risk. Anyone who really wants to can look at anything they want. If you really have something you need to hide, then encrypt and obscure your communications. Problem solved.
Also, this is more of a problem for people in the middle-east than Americans, if you asked me.
(written by an American)