https://randomcriticalanalysis.com/why-conventional-wisdom-o...
He agrees with the linked article that lifestyle factors are what drives the worse health outcomes in the US relative to other wealthy countries. They're not primarily driven by differences in access to or effectiveness in health care. He also makes the case for a few other very unintuitive points:
* Health care spending is a direct function of national wealth. If a country gets richer it spends more on health care, and every country at every time in modern history spends about the same amount on health care as a function of its wealth.
* The US looks like an outlier in health care spending because GDP is not a perfect measure of wealth. Actual Individual Consumption is a less well-known but much more relevant measure of national wealth. AIC shows the US is more of an outlier in wealth, which makes its high health care spending less remarkable.
* There's no magic bullet. Single payer nations pay less than the US mostly because they are less wealthy and health care spending is a function of wealth. Other countries have better health outcomes mostly because of demographics and culture, which can't be fixed by the health care system. And even though finding obvious waste and inefficiency in the US health care system is easy, at a macro level it doesn't look like the US is remarkably less efficient than other rich countries, and most spending goes towards things that patients want.
So in addition to healthcare reform, the US needs public policy reform - to tackle obesity, prescription drug abuse and to tackle unskilled driving creating traffic deaths.
You go to your doctor, who then tries to treat you. But then has to fight an insurance company who wants treatment that isn't in your best interests or isn't covered by the employer plan.
You get home and discover your Doctor is out of network. Pay up. You spend a million years fighting the insurance company.
OR your insurance is good, so the doctor says, what the hell I will order that test that is nice to have. They'll cover it. Costs increase.
Or you go to the emergency room, run up bills for the hospital and leave without paying. The taxpayer foots the bill.
And the doctors pay through the teeth for their degrees and want a big return. They earn more than other countries in a significant way.
All the incentives are out of whack and not in the public's interest.
[0] https://statmodeling.stat.columbia.edu/2015/12/03/why-us-lit...
[1] https://www.citizen.org/wp-content/uploads/medical_malpracti...
https://www.leveragerx.com/blog/medical-malpractice-insuranc...
A few years back I was reading articles on how doctors were changing specialties or retiring entirely due to the high cost of malpractice insurance. I'm not sure if the situation has changed since, however.
You can also get mri images done for very low cost of you pay cash.
[1] https://www.healthsystemtracker.org/chart-collection/quality...
Unfortunately the US aggregate outcomes are dragged heavily down by an unhealthy population and high barriers to care for the uninsured.
My impression was that many if not most Americans would have to pay an excess (not sure of the American term; money paid by an insured party on using insurance) for any medical care with their work insurance. Is this not the case?
Add all these charges and fees up, you'll keep paying them until you hit your "maximum out of pocket." So as an example, I was hospitalized a few years back in December while on what would be considered a "good" healthcare plan. I paid my $1000 deductible, a $250 co-pay for emergency room care, and co-insurance of several hundred dollars. I stayed a single night in the hospital and received a CT scan. I was given Tylenol, released the next day, and referred to a specialist. I wound up seeing the specialist in January, so my deductible reset. I was given another CT scan, so I had to pay my $1000 deductible again. The total bill for the entire process pre-insurance was in the realm of $80,000. After insurance, I paid $5000, which was my entire life savings at the time. I didn't hit my maximum out of pocket for either year, so I got lucky in a way. I could have had to pay double what I did.
I feel this is never adequately priced into these discussions. everything about healthcare in the US is expensive and complicated, even if you "have insurance", even if you have expensive, seen-as-good-insurance.
Do you have a source for those statements?
There may also be an aspect of funny cost accounting there. One reason given for the rather high medical salaries in the US, for instance, is the fact that trainee doctors, dentists, etc tend to incur truly horrifying levels of student debt.
> Now, [US] physicians graduate with a median $194,000 in student debt.
This generally isn't the case in most developed countries, but in that case the state may be spending more on _education_.
The % of US population covered by health insurance is around 84%, compared with most other rich countries, which are all at 100%.
Additional, much of what you count as US health care spending is really health care administration - i.e. billing and finding reasons to deny care to the sick.
That was pre-Obamacare. 91-92% of Americans have medical insurance, whether through their employers, or government programs like Medicare/Medicaid.
>compared with most other rich countries, which are all at 100%.
Nope. That's compared to 95-97% in other developed countries because there are always some people who fall through cracks, like (say) a Canadian who doesn't get a new provincial health care card after moving, or a German who neglects to buy into a new sickness fund after changing careers. The only such systems with actual 100% (or as close to it as possible) coverage is something like the UK NHS, which does not have a requirement to show a membership card (because, well, there isn't one) to receive treatment.