I did not purchase a health care plan with the money. I purchased effective treatments. To be frank, the healthcare system is worse than useless for many when it comes to debilitating chronic illness.

I do qualify for disability, but I can't afford the legal fees to convince a judge. My illness is very controversial and would require paying a very expensive doctor to support my case. It's cheaper for me to just pay for healthcare out of pocket. Fortunately my condition is reversible.