It's exhausting explaining to people that I am fine with them having an extra dollar and two cents over what I owe if the alternative is giving my fucking banking password to some california cowboy company that doesn't have to follow banking regulations.
Oh they do legally need to follow most banking regulations. That many “fintech” companies don’t do regulatory training and compliance will result in hefty fines and shutdowns. The FDIC, FTC, OTS, etc. are pretty humorless and fairly efficient and effective.
I wonder what the fallout will be if plaid eventually gets hacked.