No. Memory > 4GB is not a reason to use 64bit.
If you want to address > 4GB of RAM on 32bit, install the PAE kernel. I think the meta package is called linux-generic-pae.
Use 64bit if you want to run applications that will benefit from it.
EDIT: If in doubt, use the 32 bit one as it will give you less friction for general purpose desktop use.