I lived in 3 different islands with tons of boats (from cruise ships to yaughts, to tankers, to cargo), have never heard "the hum" (nor has anybody else complained or mentioned any of the thousands there), don't even know what you're on about...
I literally haven't thought much of it until reading this article, other than passing observations. For example, I've noticed it's not audible in every house, and usually not audible on the ground floor when it is audible on other floors.
What exactly about "the boats" would it be? The motor? The propeller?
Doesn't sound like a thing...
One unfortunate effect of the name "the hum" is it kind of implies a single source. Realistically, it's probably a whole collection of sources, including some real physical phenomena, and some tinnitus-like audio hallucinations.
Edit: I've also considered that the frequency could be a resonant frequency in the human body for some people, making it seem unnaturally loud. My wife can't hear it.
Have you taken a look at The World Hum Map (linked from the article)? There are a lot of data points that are deep inland, way more 30 kms. For example there points in the Australian outback, and all through the "flyover states" in the US.
I used to live in a place that overlooked a shipping channel. I could perfectly tell you when a tug boat was near based on the low, resonating hum of its engines. I confirmed that theory with marinetraffic.com, and it was a relief to know I wasn't hallucinating.
I have since moved, and started hearing "the hum" in March. I'm now about five miles inland from that port, but I hear the hum louder than I ever did from passing boats. I can't match it to any specific marine traffic, although the sound is nearly identical. It could be nautical, or it could be some other industrial noise, or it could be something like tinnitus.
My wife can't either either sound.
Those “how old is your hearing” sites peg me at 14 though I’m actually double the age and then some.