> In order to get a permit to hire an FDW in Singapore, there has to be a demonstrated need, i.e. to care for young children or the elderly.

The actual criteria to get a permit doesn't seem too onerous [1].

There is a concessionary rate for the work permit levy if the household has young children, elderly, or disabled people though [2].

[1] https://www.mom.gov.sg/passes-and-permits/work-permit-for-fo...

[2] https://www.mom.gov.sg/passes-and-permits/work-permit-for-fo...