> BankID used to be only a bank issued smart card and a special little card reader.

If you had the right bank. If you had the wrong bank it was a Windows-only application with the kind of yankiness that screams "I have more holes than a Swiss cheese".

I may not particularly like mobile bankid (mostly for the same reason I didn't like desktop bankid), but I have a lot more control over what permissions it has, at least.